Gov Paycard Privacy Policy | How We Protect Your Data

Effective Date:

Privacy Policy for GPS (Gov Paycard Services)

At GPS (Government Paycard Services), your privacy is important to us. This Privacy Policy describes how we collect, use, share, and safeguard your information when you interact with our website and services. We are committed to complying with all applicable privacy laws, including those in Detroit, Michigan, and the United States.

By using our services, you will consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect personal data that you voluntarily provide to us as well as information gathered automatically through your interaction with our website or services.

1.1 Personal Information You Provide

This includes but is not limited to:

. Identity Information: Full name, address, date of birth, phone number, email address.

. Government Identification: Social Security Number, driver's license, or other government-issued IDs.

. Financial Information: Bank account details, income verification, and related documentation necessary for paycard program qualification.

. Communication Details: Records of correspondence through email, phone, or our website forms.

1.2 Automatically Collected Information

We may also collect information automatically, such as:

. Device Information: IP address, device type, browser type, and operating system.

. Usage Data: Pages viewed, time spent on our site, and navigation paths.

. Tracking Technologies: Cookies, web beacons, and similar technologies that collect information about user interactions with our services.

2. How We Use Your Information

We collect personal information that you provide to us when you sign up for our services, make purchases, or engage with us in other ways like website prequalification for services, employment application, et cetera. This may include your name, email address, phone number, and payment information.

2.1 Service Delivery

. To assess eligibility for government-funded paycard programs.

. To complete and submit applications on your behalf.

. To provide ongoing program support, including renewals or changes to your benefits.

2.2 Communication

. To notify you about application progress or changes in your eligibility status.

. To send service-related updates, confirmations, or customer service responses.

2.3 Legal and Compliance Purposes

. To comply with applicable laws, regulations, or legal proceedings.

. To detect and prevent fraud, unauthorized access, or malicious activity.

2.4 Business Optimization

. To improve website functionality, enhance user experience, and analyze trends.

. To personalize content based on user preferences and behaviors.

2.5 Promotional Messaging and Marketing

With your consent or were permitted by law, we may use your personal information to:

. Send you marketing communications, including promotions, special offers, or updates about our services.

. Personalize and tailor content to better suit your preferences.

3. Legal Basis for Data Processing

We process your personal data based on one or more of the following legal grounds:

1: Consent: When you provide explicit permission for us to use your data (e.g., by submitting an application).

2: Performance of a Contract: When processing is required to deliver services requested by you.

3: Legal Obligation: When processing is necessary to comply with laws or regulations.

4: Legitimate Interests: For purposes such as fraud prevention, improving services, and maintaining security.

4. How We Share Your Information

We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, share, and sell information when you use our services and interact with us.

4.1 With Third Parties

We collaborate with trusted third-party providers who assist in delivering our services, including:

. Government agencies for application submission and eligibility verification.

. IT and infrastructure providers to maintain and secure our website.

. Payment processors for transactions related to paycard applications.

4.2 For Legal Reasons

We may disclose information if required to do so by law, subpoena, or other legal process, or to protect our legal rights or the rights of others.

4.3 In Business Transfers

If we are involved in a merger, acquisition, or asset sale, your personal data may be transferred as part of the transaction.

4.4 With Affiliate Partners

We may share or sell your information with trusted affiliate partners who assist in providing related services, promotional offers, or additional benefits relevant to our programs. These partners are obligated to comply with confidentiality and data protection requirements in line with this Privacy Policy.

4.5 For Marketing Purposes

Your contact information may be shared with our marketing partners to send promotional messages and offers that align with your interests. You may opt out of receiving such communications at any time by contacting us at [email protected] or replying to any of our SMS by following the instructions to opt out.

4.6 Selling Your Information

We may share or sell your information to the following companies to send you promotions, advertisements, and information about their new services:

. NPowered Global

. NPowered Private Duty Staffing

. NPowered Renovations

. NPowered Real Estate

These companies are committed to following all applicable privacy laws, including GDPR, CPRA, and the UK DPA.

5. Your Rights

You have the right to opt out of receiving promotional communications from us and our affiliate partners at any time. To stop receiving emails, you can use the unsubscribe link included in these communications. To opt out of SMS messages, please follow the instructions provided in the messages.

5.1 Access and Data Portability

Request access to your personal data and obtain a copy in a portable format.

5.2 Rectification

Correct inaccuracies or update incomplete data.

5.3 Deletion

Request the deletion of your personal data, subject to legal or contractual obligations.

5.4 Restriction of Processing

Limit how your data is processed in certain circumstances.

5.5 Objection to Processing

Object to data processing based on legitimate interests or for direct marketing purposes.
To exercise your rights, contact us at [email protected].

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. When data is no longer needed, it is securely deleted or anonymized.

7. Data Security

We employ robust security measures to protect your data, including encryption, firewalls, and regular security audits. While we take all reasonable precautions, no system can guarantee absolute security.

8. Cookies and Similar Technologies

Cookies are small files placed on your device to enhance your experience. We use cookies to:

. Analyze site usage and improve performance.

. Recognize returning users and store preferences.

. Serve tailored content based on your interactions.

You can manage or disable cookies through your browser settings.

9. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices of these external sites. Review their policies before sharing your data.

10. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors.

11. International Users

While we primarily serve clients in the United States, data collected from international users is processed according to U.S. laws and standards.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted here with an updated effective date.